Mostcar insurance policies are still sold for twelve months. Although this meets the needs ofseveraldrivers, some have more unusual requirements and now flexiblecoveris available for much shorter periods of time.
Short termmotorinsurance is usually referred to as policies ranging from 1 to 28 days. However, there are now a number of insurance providers who offer flexiblecoverfor between 1 to 6 months.
In addition to this, monthly “pay-as-you-go” insurance is available to drivers. This gives the option to switchinsuranceon and off for times when they know it will not be required.
There aremany scenarios where1 day insurance may be needed. One of the most popular is making sure you are insured when using a friendscar. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any No Claims Discount built up. This could therefore be an attractive option for careful drivers who have not made a claim for years.
Another reason short termautomobileinsurance is taken out is to provideinsurancefor an additional driver so driving can be shared on a longer trip or vacatio.
Insuring an overseas visitor while they are here to drive is another popular reason. As is being covered for 24 hours when needing to drive a new vehicle home from a dealership. Taking a test drive and requiringcoverfor a weekend can be another eventuality.
Severaldrivers of vans will either be hiring or borrowing the vehicle. This is whereone week car insurancecan be required, if you are borrowing a van for a range of situations.
Forbikersthat are planning a summer road trip,cheap temp cover could be very useful. This may prove cost effective if they will only be riding while they are away and usually drive their car when at home.
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